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Credit Wise Lending

Rated 4.7 out of 5

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Total Rating

4.7

The Good

Competitive Rates Among Online Lenders

Has Rate Discount for Autopay

Direct Transfer Payout

Competitive Rates Among Online Lenders

Credit Wise Lending doesn't charge origination, prepayment, or late fees on its personal loans. But if you miss a payment, you must also pay the interest that has accrued during this period, and missed, or partial payments will appear on your credit report.

We find this to be a truly helpful quality especially since almost all clients who approach debt relief companies are already feeling very agitated with the amount of strain they're going through over their debts. It can be very invigorating to have agencies such as Alliance One Funding who take the time to empathize and provide quality customer care to clients to walk them through the path towards complete financial liberation.

Has Rate Discount for Autopay

Credit Wise Lending offers an 8-10% discount less than your total premium if you enroll your account in autopay. Autopay is also an excellent way to avoid late payments, especially when trying to salvage your credit rating.

Direct Transfer Payout

Approved loans with Credit Wise Lending are automatically wired to the borrower's nominated bank account. Some online lenders do not offer bank transfers but transact through cash pick-up. Credit Wise's bank-to-bank transaction allows for a more seamless and convenient process for clients.

THE VERDICT

Credit Wise Lending offers unsecured personal loans with competitive rates and zero fees. Its customer reviews led to the inclusion of some of its loan functions, such as flexible loan terms. Credit Wise Lending reports payments to all three credit bureaus. It is one of the few lenders to offer a client dashboard tool for borrowers to view their remaining principal balance, manage payments and enroll in autopay.

Alliance One Funding has managed to be on top of the list for the leading debt relief companies in the industry because of their customer-focused business ethics. If you’re someone who is very meticulous when it comes to partnering with companies in the financial industry, Alliance One Funding would be your best bet as the company’s top-rate service, adeptness, and years of building a solid reputation has managed to win over a majority of the populace’s trust in the business of debt relief funding.

Contact Information

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Call our recommended rep over at Credit Wise Lending below.

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Very good33%
Average0%
Poor0%
Terrible0%

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Credit Wise Lending

Credit Wise Lending offers unsecured personal loans with competitive rates and zero fees. Its customer reviews led to the inclusion of some of its loan functions, such as flexible loan terms.

Impressive

Rated 5 out of 5
March 25, 2021

Impressive reviews on BBB, and they gave me a good offer for my personal loan, too.

Bill H

I received terrific service

Rated 5 out of 5
March 25, 2021

I received terrific service from the team at CWL. I had an issue with my loan payment for my debt consolidation loan that I transferred from my bank but didn’t reflect in their system. Their rep was quick to help out and handled the issue with accuracy and precision.

Jared G

This is my third time doing business with Credit Wise, and each time, they always deliver.

Rated 4 out of 5
March 15, 2021

This is my third time doing business with Credit Wise, and each time, they always deliver. The rates are legit and not overboard, and the interest rates are cheap. I highly recommend them if you’re looking for fast and easy funding.

Eric P

Personalized rates

and

it's simple, quick and free

and

won't affect your credit

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